Hi there I'm Czarina and
I help homeowners and buyers secure better mortgage strategies, not just better rates.
Whether you’re purchasing, renewing, refinancing, or accessing your equity, I work with multiple lenders to find the right solution for your goals.
Don’t just renew — review.
Don’t just borrow — plan smart.
Mon Outil Hypothécaire
Téléchargez notre application hypothécaire canadienne pour tous vos besoins en matière d'hypothèques. Elle est conçue pour vous aider à naviguer rapidement et facilement dans la complexité des hypothèques.
Scannez le code QR pour télécharger notre application gratuite
Téléchargez notre application mobile et accédez à tous les outils hypothécaires premium pour vous aider à planifier votre prochain achat, renouvellement ou refinancement.
Que pouvez-vous faire avec notre application mobile ?
Obtenez une préqualification sans vérification de crédit
Calculez le coût total de possession d'une maison
Calculez le revenu nécessaire pour une hypothèque
Estimez l'acompte minimum requis
Calculez l'hypothèque maximale que vous pouvez vous permettre
Estimez les frais de clôture spécifiques à votre emplacement
Témoignages
Mack Jay Desamito
Feb 3 2026
Czarina was extremely helpful and supportive throughout the process. She was always following up, explained everything clearly, and made the entire application smooth and stress-free. We truly appreciate her guidance and dedication.
We highly recommend her 👍
Almira Malicdem
Jan 24 2026
Very professional and trustworthy. No pressure, just honest advice and great service. Would absolutely recommend! 🙌🏻
Chiara Ann
Jan 22 2026
Great experience! Czarina was helpful, responsive, and made everything easy. Highly recommend.
Danielle Sunga
Jan 22 2026
Very approachable, trustworthy, and accommodating si Czarina especially about financial matters. Clear and concise siya mag explain about financial loans and the mortgage process which is very helpful especially for first time homebuyers who are unsure about the whole process. She also offers advice on how to invest and save your hard earned money.
Overall, super highly recommended for anyone looking for guidance and support in investing on their first home! 💯
Joanna Santos
Jan 18 2026
Czarina is an incredibly kind and supportive mortgage agent. She truly goes above and beyond to help, and she’s so easy to talk to. I felt completely comfortable working with her and highly recommend her!
Jaenyrivera Escno
Jan 17 2026
Highly recommended!!Very knowledgeable and gives clear, honest financial advice. Very helpful. She is an angel!.
Vanessa Limongco
Jan 14 2026
Very approachable and easy to talk to. Maayos at malinaw mag-explain pagdating sa financial topics, at ramdam mo na sincere talaga siyang tumulong kahit wala pang commitment. Professional, responsive, and trustworthy. Highly recommended lalo na kung may questions ka about finances or future planning. 😊
Cams Castro
Dec 6 2025
Czarina is very helpful and patient, she would go the extra mile just to make sure everything is good and the client understood the matters that need to be addressed. Highly recommended! 🫶
Gerrald Permejo
Dec 4 2025
Very greatful to meet Czarina, she really help us secured our mortgage! Easy to talk with and very accommodating! Highly recommended 🥂
Acire Airol
Oct 14 2025
Very knowledgeable and accommodating will get back to you right away will not ignore any of your questions and concerns will try to find a way to help.
Mack Jay Desamito
Feb 3 2026
Czarina was extremely helpful and supportive throughout the process. She was always following up, explained everything clearly, and made the entire application smooth and stress-free. We truly appreciate her guidance and dedication.
We highly recommend her 👍